Mortgages and Construction Lending

Lending to BUILD, Lending to BUY

When it comes to home building or home buying, there is no "one-size-fits-all." Everyone's needs are different. Maybe you're looking to buy your first home, are upgrading for more space, or want to build your dream home. Whatever you're looking for, GFA has a variety of mortgage options and construction loans with flexible terms to fit your budget. View our options below, or speak with a Mortgage Expert who can guide you through the process.

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Mortgage Comparison

Mortgage Type

Features

Fixed Rate Mortgage

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FeaturesYour dreams of being a homeowner are within reach with a mortgage from GFA Federal Credit Union.
Our lending team can help you decide the best option for your budget and terms that fit your needs.
Ask about "HOW" we can help you with up to $20,000 in down payment assistance!

Refinance

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FeaturesRefinancing can help lower your interest rate or shorten the term of your mortgage, so you can pay it off faster.

First-Time Homebuyer

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FeaturesBuying a home is a big investment and sometimes you need a little help.
Our First-Time Homebuyer Program is designed to help you save money from the start.
Be sure to check out the Equity Builder Program. You may be eligible for up to $15,000 in assistance.

Construction Loan

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FeaturesBuild your custom home with a Construction Loan from GFA.
Once built, your loan is converted into a mortgage with your certificate of occupancy.
One application and one closing.

Adjustable Rate Mortgage

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FeaturesAn Adjustable Rate Mortgage has an interest rate that is adjusted periodically throughout the life of the loan.
This home loan can give you the buying power needed to help you afford your home sweet home.

10 Year Decade Mortgage

10-Year Decade Mortgage

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FeaturesSave money and pay off your home before retirement with a 10-year fixed rate Decade Mortgage.
Save even more with a $250 closing cost credit!

Jumbo Mortgage

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FeaturesJumbo Loans are for home purchases between $510,400.01 - $765,600.00.
Looking to upgrade or need more space? A Jumbo Mortgage may be the right fit for you.

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