GFA Federal Credit Union

Mortgages

 

One home does not fit all, neither should your mortgage lending options.

Purchasing your dream home is possible with a trustworthy credit union mortgage lender by your side. It doesn’t matter if you’re an independent member buying their first home, a family of five purchasing their third house, or a recent retiree looking to downsize. GFA values all our members and we want to help buyers get the house they desire at a price they will love even more. 

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GFA Mortgage Loan Originator

GFA Mortgage Loan Originator

When it comes to home buying, there is no "one-size-fits-all." GFA has many credit union mortgage loans to select from. The flexible terms and wide variety make us one of the most favorable credit union mortgage lenders. View the available options below or contact Joyce Cutler to help guide you through the process.  Learn More

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Mortgage Comparison

Mortgage Type
Features
Fixed Rate Mortgage

Fixed Rate Mortgage

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FeaturesYour dreams of being a homeowner are within reach with a mortgage from GFA Credit Union.
Our team of experienced credit union mortgage lenders can help you decide the best option for your budget and terms that fit your needs.
Ask about "HOW" we can help you with up to $25,000 in down payment assistance!
Refinance

Refinance

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FeaturesRefinancing can help lower your interest rate or shorten the term of your mortgage.
First-Time Homebuyer

First Time Homebuyer

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FeaturesBuying a home is a big investment and sometimes you need a little help.
Our First Time Homebuyer Program is designed to help you save money from the start.
Ask us to see if you qualify for our first time homebuyer assistance programs - the Equity Builder Program gives up to $32,099, and the Lift Up Homeownership Program gives up to $40,000.
Adjustable Rate Mortgage

Adjustable Rate Mortgage

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A home loan that starts with a fixed interest rate for a set period of time. After that period, the rate becomes variable and may change over time based on market conditions. Because the initial rate is usually lower than other mortgages, an Adjustable Rate Mortgage or ARM can mean lower monthly payments at the beginning, which can be helpful if you’re planning to move, refinance, or want more flexibility early on.
Jumbo Mortgage

Jumbo Mortgage

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FeaturesJumbo Loans are for home purchases of $806,500.01 or more.
Looking to upgrade or need more space? A Jumbo Mortgage may be the right fit for you.

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