GFA Federal Credit Union

Mortgages

 

One home does not fit all, neither should your mortgage lending options.

When it comes to home buying, there is no "one-size-fits-all." Everyone's needs are different: you may have a growing family in need of more space, be looking for a brand new home to call your own, or you may be empty nesters looking to pay off your home before you retire. GFA has a variety of mortgage options and flexible terms to fit your budget. View our mortgage options below, or speak with a Mortgage Expert who can guide you through the home buying process. 

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Mortgage Comparison

Mortgage Type
Features
Fixed Rate Mortgage

Fixed Rate Mortgage

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FeaturesYour dreams of being a homeowner are within reach with a mortgage from GFA Federal Credit Union.  
Our lending team can help you decide the best option for your budget and terms that fit your needs.
Ask about "HOW" we can help you with up to $20,000 in down payment assistance!
Refinance

Refinance

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FeaturesRefinancing can help lower your interest rate or shorten the term of your mortgage.
First-Time Homebuyer

First-Time Homebuyer

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FeaturesBuying a home is a big investment and sometimes you need a little help.  
Our First-Time Homebuyer Program is designed to help you save money from the start.
Be sure to check out the Equity Builder Program. You may be eligible for up to $15,000 in assistance.
Adjustable Rate Mortgage

Adjustable Rate Mortgage

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FeaturesAn Adjustable Rate Mortgage has an interest rate that is adjusted periodically throughout the life of the loan.
This home loan can give you the buying power needed to help you afford your home sweet home.
10 Year Decade Mortgage

10-Year Decade Mortgage

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FeaturesSave money and pay off your home before retirement with a 10-year fixed rate Decade Mortgage.
Save even more with a $250 closing cost credit!
Jumbo Mortgage

Jumbo Mortgage

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FeaturesJumbo Loans are for home purchases between $510,400.01 - $765,600.00
Looking to upgrade or need more space? A Jumbo Mortgage may be the right fit for you.
Construction Loan

Construction Loan

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FeaturesBuild your custom home with a Construction Loan from GFA.
Once built, convert your loan to a mortgage.

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