GFA Federal Credit Union

Business Deposit Rates

Business Checking Accounts

Account
Minimum Balance to Earn APY*
Annual Percentage Yield (APY)
Dividend Rate
Minimum to Open
Account Small Business Checking
Minimum Balance to Earn APY*N/A
Annual Percentage Yield (APY)0.00%
Dividend Rate0.00%
Minimum to Open$25.00
Account Member Business Checking
$0.01
Annual Percentage Yield (APY)Earnings Credit**
Dividend RateN/A
Minimum to Open$100.00
Account Non-Profit Checking
Minimum Balance to Earn APY*$0.01 - $499.99

$500+
Annual Percentage Yield (APY)0.00%

0.02%
Dividend Rate0.00%

0.02%
Minimum to Open$50.00
*(APY) Annual Percentage Yield
**Earnings Credit is calculated using prior month average three-month constant maturity Treasury rate, as published in Federal Reserve Publication H.15 - "Selected Interest Rates".  Rate changes the first Tuesday of each month.

Business Savings Accounts

Account
Minimum Balance to Earn APY*
Annual Percentage Yield (APY)
Dividend Rate
Minimum to Open
Account Business Savings
Minimum Balance to Earn APY*$0 - $4,999.99

$5,000 - $25,000.00

$25,000+
Annual Percentage Yield (APY)0.10%

0.50%

1.65%
Dividend Rate0.10%

0.50%

1.64%
Minimum to Open$500.00
Account Business
Money Market
Minimum Balance to Earn APY*$0 - $24,999.99

$25,000 - $49,999.99

$50,000 - $99,999.99

$100,000 and above
Annual Percentage Yield (APY)0.05%

0.05%

0.10%

0.10%
Dividend Rate0.05%

0.05%

0.10%

0.10%
Minimum to Open$500.00
Account Non-Profit Savings
Minimum Balance to Earn APY$0.01 - $50,000.00

$50,000.01 - $100,000.00

$100,000.01 - $250,000.00

$250,000.01 - $500,000.00

$500,000.01 and above
1.00%

2.00%

2.25%

3.00%

3.75%
Dividend Rate1.00%

1.98%

2.47%

2.96%

3.69%
Minimum to Open $500.00
*(APY) Annual Percentage Yield
Rates are variable and subject to change after account opening.  Fees may reduce earnings.  Rates are subject to change without notice.
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