GFA Federal Credit Union

Home Mortgage Rates

Effective Date:

 

Fixed Rate Mortgage - Conventional up to $484,350.00

Term
Points
Rate
Annual Percentage Rate (APR)
Payments/$100,000**
Term 10 Years
Points 0
Rate 3.125%
APR* 3.515%
Payments/$100,000* $971.39

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Term 15 Years
Points 0
Rate 3.250%
APR* 3.519%
Payments/$100,000* $702.67

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Term 20 Years
Points 0
Rate 3.375%
APR* 3.585%
Payments/$100,000* $573.56

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Term 30 Years
Points 0
Rate 3.625%
APR* 3.777%
Payments/$100,000* $456.05

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Bi-weekly rates available.
*Annual Percentage Rate = APR
**Payment does not include taxes and insurance; actual payments may be greater.
Home owners insurance may be required.
Rates subject to change.

Decade Mortgage

Decade Mortgage
Term
Rate
Annual Percentage Rate (APR)
Payments/$50,000**
 
*Term* 10 Years
*Rate* 3.490%
*APR* 3.490%
*Payments/$50,000** $494.20
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$250.00 closing cost credit.
*Annual Percentage Rate = APR
**Payment does not include taxes and insurance; actual payments may be greater.
Homeowners insurance may be required.
Rates subject to change without notice.
Requires automatic payment from a GFA checking account, and active direct deposit into checking account within 60 days of closing.
Maximum loan 80% loan-to-value. This program is not available to refinance current GFA mortgages.

Jumbo Fixed Rate Mortgages - Loan Amounts $484,350.01 and above*

Term
Points
Rate
Annual Percentage Rate (APR)
Payments/$100,000**
Term 15 Years
Points 0
Rate 3.250%
APR* 3.519%
Payments/$100,000** $702.67
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Term 20 Years
Points 0
Rate 3.375%
APR* 3.585%
Payments/$100,000** $573.56
Apply Now
Term 30 Years
Points 0
Rate 3.625%
APR* 3.777%
Payments/$100,000** $456.05Apply Now

*Annual Percentage Rate = APR  Jumbo Mortgages are for homes greater than $484,350.01 used for the purchase of a new home.  Terms and conditions may apply.
**Payment does not include taxes and insurance; actual payments may be greater.
 Home owners insurance may be required.
 Rates subject to change.

Adjustable Rate Mortgages

Term
Points
Rate
Annual Percentage Rate (APR)*
Payments/$100,000**
Term 3/3
Points 0
Rate 2.875%
APR* 4.207%
*Payments/$100,000** $414.89 - $492.66
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Term 5/3
Points 0
Rate 3.250%
APR* 4.138%
*Payments/$100,000** $435.21 - $490.08
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Term 7/3
Points 0
Rate 3.375%
APR* 4.069%
*Payments/$100,000** $442.10 - $487.75
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*The Annual Percentage Rate (APR) may increase after consummation.
**Variable interest rates. The initial interest rate may reflect a discount or premium.
 Payment does not include taxes and insurance; actual payments may be greater.
Rates are subject to change without notice.
Homeowners insurance may be required.

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