GFA Federal Credit Union

Home Mortgage Rates

Effective Date:

 

Fixed Rate Mortgage - Conventional up to $510,400.00

Term
Points
Rate
Annual Percentage Rate (APR)*
Payments/$100,000**
Term 10 Years
Points 0
Rate Please call for current rates
APR*
Payments/$100,000*

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Term 15 Years
Points 0
Rate Please call for current rates
APR*
Payments/$100,000*

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Term 20 Years
Points 0
Rate Please call for current rates
APR*
Payments/$100,000*

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Term 30 Years
Points 0
Rate Please call for current rates
APR*
Payments/$100,000*

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Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
Bi-weekly rates available.
*(APR) Annual Percentage Rate.
**Payment does not include taxes and insurance; actual payments may be greater.
Home owners insurance may be required.
Rates subject to change without notice.
Rates and fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply.

Decade Mortgage

Decade Mortgage
Term
Rate
Annual Percentage Rate (APR)*
Payments/$50,000**
 
*Term* 10 Years
*Rate* 3.490%
*APR* 3.490%
*Payments/$50,000** $494.20
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Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
$250.00 closing cost credit.
*(APR) Annual Percentage Rate
**Payment does not include taxes and insurance; actual payments may be greater.
Homeowners insurance may be required.
Rates subject to change without notice.
Requires automatic payment from a GFA checking account, and active direct deposit into checking account within 60 days of closing.
Maximum loan 80% loan-to-value. This program is not available to refinance current GFA mortgages.

Jumbo Fixed Rate Mortgages - Loan Amounts $510,400.01 and above*

Term
Points
Rate
Annual Percentage Rate (APR)
Payments/$100,000**
Term 15 Years
Points 0
Rate Please call for current rates
APR*
Payments/$100,000**
Apply Now
Term 20 Years
Points 0
Rate Please call for current rates
APR*
Payments/$100,000**
Apply Now
Term 30 Years
Points 0
Rate Please call for current rates
APR*
Payments/$100,000**
Apply Now

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*(APR) Annual Percentage Rate. Jumbo Mortgages are for homes greater than $510,400.01 used for the purchase of a new home. Terms and conditions may apply.
**Payment does not include taxes and insurance; actual payments may be greater.
 Home owners insurance may be required.
 Rates subject to change without notice.

Adjustable Rate Mortgages

Term
Points
Rate
Annual Percentage Rate (APR)*
Payments/$100,000**
Term 3/3
Points 0
Rate Please call for current rates
APR*
*Payments/$100,000**
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Term 5/3
Points 0
Rate Please call for current rates
APR*
*Payments/$100,000**
Apply Now
Term 7/3
Points 0
Rate Please call for current rates
APR*
*Payments/$100,000**
Apply Now

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*The Annual Percentage Rate (APR) may increase after consummation.
**Variable interest rates. The initial interest rate may reflect a discount or premium.
 Payment does not include taxes and insurance; actual payments may be greater.
Rates are subject to change without notice.
Homeowners insurance may be required.

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