GFA Federal Credit Union

Home Mortgage Rates

Effective Date:

 

Fixed Rate Mortgage - up to $832,750.00

Term
Points
Rate
Annual Percentage Rate (APR)
Payments/$100,000*
Term 15 Years
Points 0
Rate 6.125%
Annual Percentage Rate (APR) 6.572%
Payments/$100,000* $850.62

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Term 20 Years
Points 0
Rate 6.675%
Annual Percentage Rate (APR) 7.042%
Payments/$100,000* $755.91

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Term 30 Years
Points 0
Rate 6.375%
Annual Percentage Rate (APR) 6.649%
Payments/$100,000* $623.87

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Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised.
Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
Bi-weekly rates available.
*Payment does not include taxes and insurance; actual payments may be greater.
Home owners insurance may be required.
Rates subject to change without notice.
Rates and fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply.

First-Time Homebuyer Program

Term
Points
Rate
Annual Percentage Rate (APR)
Payments/$100,000*
Term 30 Years
Points 0
Rate 6.375%
Annual Percentage Rate (APR) 6.649%
Payments/$100,000* $623.87

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Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised.
Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
$500 closing cost credit.
*Payment does not include taxes and insurance; actual payments may be greater.
 Home owners insurance may be required.
 Rates subject to change without notice.

Jumbo Adjustable Rate Mortgages - over $832,750.00

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Contact our Motgage Originators for current rates and to learn more.

Contact our Mortgage Originators

Adjustable Rate Mortgages

Term
Points
Rate
Annual Percentage Rate (APR)
Payments/$100,000*
Term 5-Year / 6-Month
Points 0
Rate 6.000%
Annual Percentage Rate (APR)* 6.491%
Payments/$100,000** $599.55 - $976.00

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Adjustable Rate Mortgages (ARM) are variable rate loans, interest rates and payments may increase after the initial term.
Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised.
Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Payment does not include taxes and insurance; actual payments may be greater.
Home owners insurance may be required.
Rates subject to change without notice.

Example: A 5-Year / 6-Month ARM offers a fixed interest rate for the first five years. After that, the rate may adjust every six months based on market conditions, subject to rate caps. Learn More

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