GFA Federal Credit Union

Home Mortgage Rates

Effective Date:

 

Fixed Rate Mortgage - Conventional up to $832,750.00

Term
Points
Rate
Annual Percentage Rate (APR)
Payments/$100,000*
Term 10 Years
Points 0
Rate 6.250%
Annual Percentage Rate (APR) 6.859%
Payments/$100,000* $1,122.80

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Term 15 Years
Points 0
Rate 6.000%
Annual Percentage Rate (APR) 6.445%
Payments/$100,000* $843.86

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Term 20 Years
Points 0
Rate 6.375%
Annual Percentage Rate (APR) 6.736%
Payments/$100,000* $738.23

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Term 30 Years
Points 0
Rate 5.875%
Annual Percentage Rate (APR) 6.138%
Payments/$100,000* $591.54

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Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised.
Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
Bi-weekly rates available.
*Payment does not include taxes and insurance; actual payments may be greater.
Home owners insurance may be required.
Rates subject to change without notice.
Rates and fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply.

First Time Homebuyer Program

Term
Points
Rate
Annual Percentage Rate (APR)
Payments/$100,000*
Term 15 Years
Points 0
Rate 6.000%
Annual Percentage Rate (APR) 6.445%
Payments/$100,000* $843.86

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Term 20 Years
Points 0
Rate 6.375%
Annual Percentage Rate (APR) 6.736%
Payments/$100,000* $738.23

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Term 30 Years
Points 0
Rate 5.875%
Annual Percentage Rate (APR) 6.138%
Payments/$100,000* $591.54

Apply Now

Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised.
Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
$500 closing cost credit.
*Payment does not include taxes and insurance; actual payments may be greater.
 Home owners insurance may be required.
 Rates subject to change without notice.

Jumbo/Non-Conforming Fixed Rate Mortgages - Conventional Over $832,750.00

Term
Points
Rate
Annual Percentage Rate (APR)
Payments/$100,000*
Term 15 Years
Points 0
Rate 7.000%
Annual Percentage Rate (APR) 7.465%
Payments/$100,000** $898.83

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Term 20 Years
Points 0
Rate 7.375%
Annual Percentage Rate (APR) 7.756%
Payments/$100,000** $797.97

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Term 30 Years
Points 0
Rate 6.875%
Annual Percentage Rate (APR) 7.542%
Payments/$100,000** $682.18

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Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised.
Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Payment does not include taxes and insurance; actual payments may be greater.
 Home owners insurance may be required.
 Rates subject to change without notice.

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