1Annual Percentage Rate (APR). APR is based on a $10,000 loan and includes a $59 application fee. Advertised rate is ineligible for current GFA loan refinances. Payment examples are calculated per $1,000 borrowed. Loan Rates are subject to credit underwriting and approval. Actual payment and APR may vary based on loan amount, term, fees, and payment schedule. Maximum terms allows determined by amount borrowed and underwriter discretion. Rates are subject to change and may change without notice. Advertised rates for personal loans reflect a .25% discount for automatic payment. Advertised rates are offered to borrowers who qualify for our highest credit tier. GFA membership is required, members must maintain a $10.00 deposit relationship.
2Requires a 90 day active GFA membership with a minimum direct deposit of $250 per month, other qualifications apply. No credit pull, verification of income required, no application fee. Only 1 Emergency Express Loan can be open at a time, no roll-overs, no more than 3 loans may be made within a 6 month rolling timeframe. Published rate includes a .50% discount when you enroll in automatic payment. Rates are subject to change without notice. You must apply directly to the Credit Union to be eligible. Not valid with any other offer and is non-transferable.