*APR= Annual Percentage Rate is the advertised rate at the time of information pulled and can vary based on credit worthiness and terms at time of actual loan application. All applications are subject to credit approval, and must meet credit union lending guidelines. Rates quoted are the lowest rate for highly qualified applicants for a new vehicle (2019 - New) with terms up to 24 months (4.99% APR). Other rates apply for other terms, collateral age, and credit qualifications. Your rate will be determined at the time of your application. Interest accrues from the date of loan disbursal. Payment Example: A loan of $10,000 at 4.99% APR for 24 months is a monthly payment of $439.61. Payment exampleis based on a $10,000.00 loan with no VSI or application fee; documentation fee may apply at closing. Up to 120% financing available. Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates advertised reflects a 0.25% discount for automatic payments. Rates are subject to change without notice.