GFA Federal Credit Union

Auto Loan Rates

Effective Date:

 

New Auto Loan Rates

Auto Loans: 2019 - New
Term
Rate
APR*
Payments/$10,000
Term 36 Month
Rate 2.99%
APR 3.12%
Payments/$10,000 $291.70
 
Term 48 Month
Rate2.99%
APR* 3.09%
Payments/$10,000 $222.01
 
Term 66 Month
Rate3.19%
APR* 3.27%
Payments/$10,000 $165.95
 
Term 72 Month
Rate 3.69%
APR* 3.76%
Payments/$10,000$155.59
 
Term 75 Month
Rate 4.19%
APR* 4.23%
Payments/$10,000$152.35
 
Term 84 Month**
Rate 5.39%
APR* 5.45%
Payments/$10,000 $143.79

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee.
Rates are determined by your personal credit history.
**84 month term for 2019 and newer only, maximum 90% LTV of MSRP.
100% financing available. Rates subject to change without notice.
Rates advertised reflect a 0.25% discount for automatic payments.

Used Auto Loan Rates

Auto Loans: 2015 - 2018
Term
Rate
APR*
Payments/$10,000
Term 36 Month
Rate 3.99%
APR 4.11%
Payments/$10,000 $296.26
 
Term 48 Month
Rate3.99%
APR* 4.09%
Payments/$10,000 $226.56
 
Term 66 Month
Rate4.69%
APR* 4.76%
Payments/$10,000 $172.87
 
Term 75 Month
Rate 5.19%
APR* 5.26%
Payments/$10,000$157.06

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee.
Rates are determined by your personal credit history.
2014 and older: call for additional rates.
100% financing available. Rates subject to change without notice.
Rates advertised reflect a 0.25% discount for automatic payments.

Motorcycle Loan Rates

Motorcycle Loans
Term
Rate
APR*
Payments/$10,000
Term 36 Months
Rate 3.49%
APR* 3.63%
Payments/$10,000 $293.60
 
Term 48 Months
Rate 3.49%
APR* 3.60%
Payments/$10,000 $224.28
 
Term 66 Months
Rate 4.39%
APR* 4.47%
Payments/$10,000 $171.47
 
Term 72 Months
Rate 4.59%
APR* 4.66%
Payments/$10,000 $159.78

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee.
Rates are determined by your personal credit history.
New motorcycles 2019 and newer. 2018 and older: call for additional rates.
100% financing available. Rates subject to change without notice.
Rates advertised reflect a 0.25% discount for automatic payments.

Recreational Vehicle Loan Rates

Recreational Vehicle Loans
Term
Rate
APR*
Payments/$10,000
Term 36 Months
Rate 6.99%
APR* 7.14%
*Payments/$10,000* $310.21
 
Term 48 Months
Rate 6.99%
APR* 7.11%
*Payments/$10,000* $240.57
 
Term 60 Months
Rate 6.99%
APR* 7.09%
Payments/$10,000 $198.93
 
Term 72 Months
Rate 6.99%
APR* 7.07%
Payments/$10,000 $171.28
 
Term 84 Months
Rate 6.99%
APR* 7.06%
Payments/$10,000 $151.62
 
Term 120 Months
Rate 6.99%
APR* 7.04%
Payments/$10,000 $116.63
 
Term 180 Months
Rate 6.99%
APR* 7.03%
Payments/$10,000 $90.28

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee.
Snowmobiles, ATV's, Motor Homes, Boats New 2019 and newer. 2018 and older: call for additional rates.
100% financing available. Rates subject to change without notice.
Rates advertised reflect a 0.25% discount for automatic payments.

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