Auto Loan Rates

Effective Date:

Auto Loan Rates

Auto Loans

Term

APR*

Payments/$1,000

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Term24 Month

APR* 3.99%

Payments/$1,000 $43.50

Term36 Month

APR* 5.49%

Payments/$1,000 $30.26

Term 48 Month

APR* 5.49%

Payments/$1,000 $23.31

Term 66 Month

APR* 5.74%

Payments/$1,000 $17.76

Term 75 Month

APR* 5.99%

Payments/$1,000$16.06

Term 84 Month

APR* 6.79%

Payments/$1,000 $15.01

*Annual Percentage Rate (APR). Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised. Maximum terms allows determined by amount borrowed and underwriter discretion. Rates are subject to change and may change without notice. Additional rate add ons may apply. Advertised rates for automobiles reflect a .25% discount for automatic payment. Advertised rates are offered to borrowers who qualify for our highest credit tier. Amount financed includes a $59.00 application fee and up to $195.00 VSI Insurance. Up to 125% financing available on consumer autos. For rates on automobiles 2017 and older, please call us. GFA membership is required, members must maintain a $10.00 deposit relationship.

Motorcycle Loan Rates

Motorcycle Loans

Term

APR*

Payments/$1,000

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Term 36 Months

APR* 8.99%

Payments/$1,000 $33.81

Term 60 Months

APR* 9.99%

Payments/$1,000 $22.60

Term 72 Months

APR* 10.49%

Payments/$1,000 $19.98

*Annual Percentage Rate (APR). Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised. Maximum terms allows determined by amount borrowed and underwriter discretion. Rates are subject to change and may change without notice. Additional rate add ons may apply. Advertised rates for motorcycles reflect a .25% discount for automatic payment. Advertised rates are offered to borrowers who qualify for our highest credit tier. Amount financed includes a $59.00 application fee and up to $195.00 VSI Insurance. Up to 125% financing available on consumer motorcycles. GFA membership is required, members must maintain a $10.00 deposit relationship.

Recreational Vehicle Loan Rates

Recreational Vehicle Loans

Term

APR*

Payments/$1,000

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Term 60 Months

APR* 8.99%

Payments/$1,000 $22.07

Term 72 Months

APR* 9.99%

Payments/$1,000 $19.70

Term 84 Months

APR* 10.49%

Payments/$1,000 $17.94

Term 120 Months

APR* 10.99%

Payments/$1,000 $14.66

Term 180 Months

APR* 12.49%

Payments/$1,000 $13.12

*Annual Percentage Rate (APR). Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised. Maximum terms allows determined by amount borrowed and underwriter discretion. Rates are subject to change and may change without notice. Additional rate add ons may apply. Advertised rates for recreational vehicles reflect a .25% discount for automatic payment. Advertised rates are offered to borrowers who qualify for our highest credit tier. Amount financed includes a $59.00 application fee and up to $195.00 VSI Insurance. Up to 120% financing available on consumer recreational vehicles. For rates on recreational vehicles 2016 and older, please call us. Snowmobiles and ATV’s have a max term of 72 months. GFA membership is required, members must maintain a $10.00 deposit relationship.