GFA Federal Credit Union

Auto Loan Rates

Effective Date:

 

New Auto Loan Rates

Auto Loans: 2017 - New
Term
Rate
APR*
Payments/$10,000
Term36 Month
Rate 2.49%
APR 2.62%
Payments/$10,000 $289.45
 
Term 48 Month
Rate2.49%
APR* 2.59%
Payments/$10,000 $219.77
 
Term 66 Month
Rate2.79%
APR* 2.87%
Payments/$10,000 $164.14
 
Term 72 Month
Rate 3.69%
APR* 3.76%
Payments/$10,000$155.60
 
Term 75 Month
Rate 4.19%
APR* 4.26%
Payments/$10,000$152.36
 
Term 84 Month**
Rate 5.39%
APR* 5.46%
Payments/$10,000 $143.80

*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee. Up to 120% financing available. Rates subject to change without notice.
**84 month term for 2017 and newer only, maximum 90% LTV of MSRP.

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates are determined by terms, collateral age, and credit qualifications. Rates advertised reflect a 0.25% discount for automatic payments.

Used Auto Loan Rates

Auto Loans: 2015 - 2016
Term
Rate
APR*
Payments/$10,000
Term 36 Month
Rate 3.99%
APR 4.11%
Payments/$10,000 $296.26
 
Term 48 Month
Rate3.99%
APR* 4.09%
Payments/$10,000 $226.56
 
Term 66 Month
Rate4.69%
APR* 4.76%
Payments/$10,000 $172.87
 
Term 75 Month
Rate 5.19%
APR* 5.26%
Payments/$10,000$157.06

*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee. Up to 120% financing available. Rates subject to change without notice.
Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates are determined by terms, collateral age, and credit qualifications. Rates advertised reflect a 0.25% discount for automatic payments. For collateral age 2014 and older, call for additional rates.

Motorcycle Loan Rates

Motorcycle Loans
Term
Rate
APR*
Payments/$10,000
Term 36 Months
Rate 3.49%
APR* 3.63%
Payments/$10,000 $293.60
 
Term 48 Months
Rate 3.49%
APR* 3.60%
Payments/$10,000 $224.28
 
Term 66 Months
Rate 4.39%
APR* 4.47%
Payments/$10,000 $171.47
 
Term 72 Months
Rate 4.59%
APR* 4.66%
Payments/$10,000 $159.78

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee.
Rates are determined by your personal credit history.
New motorcycles 2019 and newer. 2018 and older: call for additional rates.
100% financing available. Rates subject to change without notice.
Rates advertised reflect a 0.25% discount for automatic payments.

Recreational Vehicle Loan Rates

Recreational Vehicle Loans
Term
Rate
APR*
Payments/$10,000
Term 36 Months
Rate 6.99%
APR* 7.14%
*Payments/$10,000* $310.21
 
Term 48 Months
Rate 6.99%
APR* 7.11%
*Payments/$10,000* $240.57
 
Term 60 Months
Rate 6.99%
APR* 7.09%
Payments/$10,000 $198.93
 
Term 72 Months
Rate 6.99%
APR* 7.07%
Payments/$10,000 $171.28
 
Term 84 Months
Rate 6.99%
APR* 7.06%
Payments/$10,000 $151.62
 
Term 120 Months
Rate 6.99%
APR* 7.04%
Payments/$10,000 $116.63
 
Term 180 Months
Rate 6.99%
APR* 7.03%
Payments/$10,000 $90.28

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee.
Snowmobiles, ATV's, Motor Homes, Boats New 2019 and newer. 2018 and older: call for additional rates.
100% financing available. Rates subject to change without notice.
Rates advertised reflect a 0.25% discount for automatic payments.

Personal-Icon.jpgBusiness-Icon.jpgInvestments-Icon.jpgInsurance-Icon.jpg

© 2021 GFA FCU
229 Parker St, Gardner, Massachusetts 01440 US
Close