GFA Federal Credit Union

Auto Loan Rates

Effective Date:

 

New Auto Loan Rates

Auto Loans: 2017 - New
Term
Rate
APR*
Payments/$10,000
Term36 Month
Rate 3.99%
APR 4.12%
Payments/$10,000 $296.26
 
Term 48 Month
Rate3.99%
APR* 4.09%
Payments/$10,000 $226.56
 
Term 66 Month
Rate4.49%
APR* 4.57%
Payments/$10,000 $171.93
 
Term 75 Month
Rate 4.99%
APR* 5.06%
Payments/$10,000$156.11
 
Term 84 Month**
Rate 6.39%
APR* 6.45%
Payments/$10,000 $148.65

*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee. Up to 120% financing available. Rates subject to change without notice.
**84 month term for 2017 and newer only, maximum 90% LTV of MSRP.

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates are determined by terms, collateral age, and credit qualifications. Rates advertised reflect a 0.25% discount for automatic payments.

Used Auto Loan Rates

Auto Loans: 2015 - 2016
Term
Rate
APR*
Payments/$10,000
Term 36 Month
Rate 4.99%
APR 5.12%
Payments/$10,000 $300.86
 
Term 48 Month
Rate4.99%
APR* 5.09%
Payments/$10,000 $231.17
 
Term 66 Month
Rate5.79%
APR* 5.87%
Payments/$10,000 $178.05

*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee. Up to 120% financing available. Rates subject to change without notice.
Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates are determined by terms, collateral age, and credit qualifications. Rates advertised reflect a 0.25% discount for automatic payments. For collateral age 2014 and older, call for additional rates.

Motorcycle Loan Rates

Motorcycle Loans
Term
Rate
APR*
Payments/$10,000
Term 36 Months
Rate 4.50%
APR* 4.03%
Payments/$10,000 $298.61
 
Term 60 Months
Rate 5.25%
APR* 5.33%
Payments/$10,000 $190.65

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee.
Rates are determined by your personal credit history.
New motorcycles 2019 and newer. 2018 and older: call for additional rates.
100% financing available. Rates subject to change without notice.
Rates advertised reflect a 0.25% discount for automatic payments.

Recreational Vehicle Loan Rates

Recreational Vehicle Loans
Term
Rate
APR*
Payments/$10,000
Term 36 Months
Rate 5.99%
APR* 6.12%
*Payments/$10,000* $305.52
 
Term 48 Months
Rate 5.99%
APR* 6.09%
*Payments/$10,000* $235.85
 
Term 60 Months
Rate 5.99%
APR* 6.07%
Payments/$10,000 $194.15
 
Term 72 Months
Rate 6.49%
APR* 6.59%
Payments/$10,000 $168.84
 
Term 84 Months
Rate 6.99%
APR* 7.05%
Payments/$10,000 $151.62
 
Term 120 Months
Rate 6.99%
APR* 7.04%
Payments/$10,000 $116.64
 
Term 180 Months
Rate 6.99%
APR* 7.02%
Payments/$10,000 $90.29

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee.
Rates are determined by your personal credit history.
Snowmobiles, ATV’s, Motor Homes, Boats New 2019 and newer. 2018 and older: call for additional rates.
100% financing available. Rates subject to change without notice.
Rates advertised reflect a 0.25% discount for automatic payments.

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© 2022 GFA FCU
229 Parker St, Gardner, Massachusetts 01440 US
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