GFA Federal Credit Union

Auto Loan Rates

Effective Date:

 

New Auto Loan Rates

Auto Loans: 2018 - New
Term
Rate
APR*
Payments/$10,000
Term36 Month
Rate 5.99%
APR 6.136%
Payments/$10,000 $305.57
 
Term 48 Month
Rate5.99%
APR* 6.102%
Payments/$10,000 $235.88
 
Term 66 Month
Rate6.49%
APR* 6.576%
Payments/$10,000 $181.44
 
Term 75 Month
Rate 6.99%
APR* 7.068%
Payments/$10,000$165.79
 
Term 84 Month**
Rate 8.39%
APR* 8.464%
Payments/$10,000 $158.71

*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee. Up to 120% financing available. Rates subject to change without notice.
**84 month term for 2018 and newer only, maximum 90% LTV of MSRP.

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates are determined by terms, collateral age, and credit qualifications. Rates advertised reflect a 0.25% discount for automatic payments.

Used Auto Loan Rates

Auto Loans: 2016 - 2017
Term
Rate
APR*
Payments/$10,000
Term 36 Month
Rate 6.69%
APR 6.84%
Payments/$10,000 $308.85
 
Term 48 Month
Rate6.69%
APR* 6.80%
Payments/$10,000 $239.19
 
Term 66 Month
Rate7.49%
APR* 7.58%
Payments/$10,000 $186.30

*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee. Up to 120% financing available. Rates subject to change without notice.
Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates are determined by terms, collateral age, and credit qualifications. Rates advertised reflect a 0.25% discount for automatic payments. For collateral age 2015 and older, call for additional rates.

Motorcycle Loan Rates

Motorcycle Loans
Term
Rate
APR*
Payments/$10,000
Term 36 Months
Rate 5.99%
APR* 6.13%
Payments/$10,000 $305.59
 
Term 60 Months
Rate 6.79%
APR* 6.88%
Payments/$10,000 $198.02

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Annual Percentage Rate (APR) example based on a $10,000 loan with a $20.00 application fee.
Rates are determined by your personal credit history.
New motorcycles 2019 and newer. 2018 and older: call for additional rates.
100% financing available. Rates subject to change without notice.
Rates advertised reflect a 0.25% discount for automatic payments.

Recreational Vehicle Loan Rates

Recreational Vehicle Loans
Term
Rate
APR*
Payments/$10,000
Term 36 Months
Rate 7.49%
APR* 7.63%
*Payments/$10,000* $312.67
 
Term 48 Months
Rate 7.49%
APR* 7.60%
*Payments/$10,000* $243.03
 
Term 60 Months
Rate 7.49%
APR* 7.58%
Payments/$10,000 $201.40
 
Term 72 Months
Rate 7.99%
APR* 8.07%
Payments/$10,000 $176.27
 
Term 84 Months
Rate 8.49%
APR* 8.56%
Payments/$10,000 $159.24
 
Term 120 Months
Rate 8.99%
APR* 9.04%
Payments/$10,000 $127.40
 
Term 180 Months
Rate 9.49%
APR* 9.53%
Payments/$10,000 $105.04

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
*Annual Percentage Rate (APR) example based on a $10,000 loan 
Rates are determined by your personal credit history.
Snowmobiles, ATV’s, Motor Homes, Boats New 2013 and newer. 2012 and older: call for additional rates.
Up to 120% financing available. Rates subject to change without notice.
Rates advertised reflect a 0.25% discount for automatic payments.

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