GFA Federal Credit Union

Term Share Certificates and Savings Accounts

 

GFA Term Share Certificates and IRA share accounts are low-risk investments that may offer higher dividends.

Save for your future, whether that is retirement, education expenses, or saving for a rainy day. GFA has options to help you grow your finances.

At GFA Federal Credit Union, we believe in being a foundation for better banking. GFA’s accounts remain owned by members, making everyone an equal owner in the credit union. Opening a Term Share Certificate or an IRA share savings account will offer beneficial features, including higher earn rates of interest than other savings accounts and customized terms to fit your specific needs. 

Open an Account

  • Fixed Certificates

    Fixed Term Share Certificate

    Offering terms from 3 months up to 7 years.

    Features:

    Earns a higher rate of interest than a savings account
    Customized terms
    Interest can compound, be paid by check, or transferred to an account monthly (min. $10.00)
    13 months at 4.25% APR*
    19 months at 4.35% APR*
    25 months at 4.50% APR*

    Open

    Check Rates

     


    *Annual Percentage Yield (APY). GFA Membership account required. Rates subject to change without notice. Minimum $500.00 to open. Early withdrawal is subject to penalty.
    For account qualifications, please refer to our terms and conditions.​

  • Student Saver Certificate

    Student Saver Certificate

    Certificates of Deposit are one of the smartest and easiest ways to save for educational expenses, a new car, or your first apartment.

    Features:

    Available to students 18 or younger
    12 month term
    Earns a higher rate of interest than a savings account

    Open

    Check Rates

     

    For account qualifications, please refer to our terms and conditions.​

  • Certificate IRA

    Certificate IRA

    All fixed term share certificates of 12 months or longer are available as a traditional, Roth, Educational or SEP IRA.

    Features:

    Earns a higher rate of interest than a savings account
    Earn more for your retirement years
    13 months at 4.25% APR*
    19 months at 4.35% APR*
    25 months at 4.50% APR*

    Check Rates

     

    Stop in your local branch to have a Better Banking Representative assist you in opening any of our Certificate IRAs.

    For account qualifications, please refer to our terms and conditions.​

  • Savings IRA

    Savings IRA

    It's never too early to start saving for plans down the road, and it's never been easier with a Savings IRA from GFA.

    Features:

    Gradually save to boost funds into your account

    Open

    Check Rates

     

    For account qualifications, please refer to our terms and conditions.​

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