GFA Federal Credit Union
 

Term Share Certificates and IRA Accounts

Save for your future, whether that is retirement, education expenses, or saving for a rainy day. GFA has options to help you grow your finances.

Opening a Term Share Certificate or an IRA share savings account will offer beneficial features, including earning higher rates of interest than other savings accounts and customized terms to fit your specific needs. 

Open an Account

  • Term Share Certificates

    Term Share Certificate

    Offering terms from 3 months up to 7 years.

    Features:

    • Earns a higher rate of interest than a savings account
    • Customized terms 
    • Interest can compound, be paid by check, or transferred to an account monthly (min. $10.00)

    5 months at 4.10% APY*
    10 months at 4.10% APY*
    15 months at 4.10% APY*
    25 months at 3.40% APY*

    Open

    Check Rates

     


    *Annual Percentage Yield (APY). GFA Membership account required. Membership to GFA Credit Union requires a $10 balance in a savings or checking account. Minimum $500.00 to open. Early withdrawal is subject to penalty. Rates are subject to change without notice.

  • Savings IRA

    Savings IRA

    It's never too early to start saving for your plans down the road. It's easy with a Savings IRA from GFA.

    Features:

    Gradually save to boost funds into your account

    Open

    Check Rates

     

    For account qualifications, please refer to our terms and conditions.​

  • Certificate IRA

    Certificate IRA

    All fixed term share certificates of 12 months or longer are available as a traditional, Roth, Educational or SEP IRA.

    Features:

    • Earns a higher rate of interest than a savings account
    • Earn more for your retirement years

    5 months at 4.10% APY*
    10 months at 4.10% APY*
    15 months at 4.10% APY*
    25 months at 3.40% APY*

    Check Rates

     

    *Annual Percentage Yield (APY). Stop in your local branch to have a Better Banking Representative assist you in opening any of our Certificate IRAs.

    For account qualifications, please refer to our terms and conditions.​

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