GFA Federal Credit Union

  • Personal Loan

    Whether you’re planning for upcoming expenses, consolidating debt, or simply looking for a little extra financial flexibility, a GFA Personal Loan can help you move forward with confidence.

    For a limited time, qualified borrowers can take advantage of rates as low as 7.99%*, making it an affordable option for a wide range of needs—including seasonal expenses as the holidays approach.

    With a GFA Personal Loan, you can:

    • Cover planned or unexpected costs
    • Consolidate higher-interest balances
    • Make larger purchases more manageable
    • Enjoy predictable monthly payments
    • Get fast, straightforward approvals

    A simple, affordable solution when you need it.

    Apply Now   View Rates

    *Annual Percentage Rate (APR) is advertised rate at time of information pulled & can vary with creditworthiness & terms at time of application. Subject to credit approval & must meet credit union lending guidelines. Rate quoted is lowest for highly qualified applicants with terms up to 72 months (9.99% APR). Rate will be determined at time of application. Payment example: $1,000 loan at 7.99% APR for 48 months is $25.94 per month. Rate advertised reflects 0.25% discount for auto pay. Rates subject to change without notice. Membership to GFA requires $10 balance in savings or checking account.

  • Signature Loan

    We’ve got you — from emergencies to everyday moments.

    A Signature Loan offers a fixed rate, fixed term, and no collateral required — just your signature. No credit check needed, and most loans can be funded in as little as 7 minutes.

    Features & Bensfits

    • Quick and easy application with same-day funding (typically within 7 minutes)
    • Borrow up to $2,000
    • No credit check
    • Fixed-rate, unsecured loan — no collateral required
    • Great for car repairs, moving costs, medical bills, or other unexpected expenses
    • Available to members with an active GFA account (90 days or more) and a minimum direct deposit of $250 per month

    For all of life’s moments — big or small, planned or not.

    Apply Now   View Rates

    *Requires a 90 day active GFA membership with a minimum direct deposit of $250 per month, other qualifications apply. Published rate includes a .50% discount when you enroll in automatic payment. No credit pull, verification of income required, no application fee. Only 1 Signature Loan can be open at a time, no roll-overs, no more than 3 loans may be made within a 6 month rolling timeframe. Rates are subject to change without notice. You must apply directly to the Credit Union to be eligible. Not valid with any other offer and is non-transferable.

  • Share Certificate Loan

    Use your Term Share Certificate (CD) as collateral for your loan. A Share Certificate Loan keeps your money invested and your principal can keep growing.

    Share Certificate Loan Features

    • Easy application process
    • Borrow up to 90% of the amount on deposit
    • No pre-payment penalties

    Apply Now  

Online Banking

Online Banking

With online banking you have access to do your banking whenever and wherever you want. 

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Online Financial Calculators

Online Financial Calculators

Calculate your consolidation, savings plan, loan rates and more. 

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Mobile Banking

Mobile Banking

24/7 banking on your time. Easy access to Bill Pay, Mobile Deposit and account information.  

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Savings Accounts

Savings Accounts

GFA has savings account options. Choose the account that works best for your present and future needs. 

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