Personal Loans are an easy way to fund unexpected expenses, consolidate debt, or to pay for a big ticket item. A Personal Loan is an unsecured fixed-rate loan, so you know what your payments are going to be.

Personal Loan Features

• Fixed-rate and unsecured
• Quick application and approval process
• Optional Payment Protection available
• Use your loan for car repairs, medical bills, debt consolidation, and more!

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A Signature Loan offers a fixed rate for a fixed term and is secured by your signature*, no collateral needed - all without a credit check! 

Signature Loan Features

• Fixed-rate and unsecured
• Loans up to $2,000
• Quick application and approval process
• Use your loan for car repairs, moving expenses, to cover unexpected expenses and more.
• Requires a 90 day active GFA membership account with a minimum direct deposit of $250 per month.

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*Requires a 90 day active GFA membership with a minimum direct deposit of $250 per month. Published rate includes a .50% discount when you enroll in automatic payment. No credit pull, verification of income required, no application fee. Only 1 Signature Loan can be open at a time, no roll-overs, no more than 3 loans may be made within a 6 month rolling timeframe. Rates are subject to change without notice. You must apply directly to the Credit Union to be eligible. Not valid with any other offer and is non-transferable.

Use your Term Share Certificate (CD) as collateral for your loan. A Share Certificate Loan keeps your money invested and your principal can keep growing.

Share Certificate Loan Features

• Easy application process
• Borrow up to 90% of the amount on deposit
• No pre-payment penalties

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