Buy a Home

Fixed Rate Mortgage

• Your monthly principal and interest payments will remain the same for the life of the loan. Easily fit your budget with predictable monthly payments.
• With down payments as low as 5% and terms up to 30 years, finding a monthly payment that fits your budget couldn't be easier.
• Get pre-qualified before you shop. Make an offer knowing you've been pre-qualified for a mortgage. Offering same day pre-qualifications, most within 2 hours!
• You may qualify for up to $20,000 in down payment assistance with the Housing our Workforce Program (HOW).

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Mortgage Refinancing

• Lower your current interest rate, lower your monthly payment, shorten your term, or do all three!
• Choose your term with adjustable or fixed rates to best fit within your budget.
• Reduce the total amount you pay for your home.
• Use your savings to pay off your mortgage faster.
• Build equity faster with a shorter loan term.

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First Time Homebuyer Mortgage

• 15, 20, and 30 year terms available to help you fulfill your dream of owning a home and making it fit within your budget.
• Get pre-qualified before you shop. Make an offer knowing you've been pre-qualified for a mortgage. Offering same day pre-qualifications, most within 2 hours!
• You may be eligible for the Equity Builder Program and qualify up to $15,000 in assistance.
• First time homebuyers may be eligible for a $350 closing cost credit from GFA.

Download the First Time Homebuyer Application Checklist to help you gather and organize the important documents you will need during the application process.

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