GFA Federal Credit Union

Buy a Home

 

Lock in your rate, choose your term and move on in!

In the market for a new home mortgage, first-time buyer, or looking to refinance? Apply for a home mortgage loan with GFA Federal Credit Union. It is easy to apply, and we provide a quick closing - you could be walking in your new front door within 45 days! We offer some of the lowest rates in the area, local decision making and will service your loan for as long as you own your home. Whether you’re a first-time home buyer or a veteran to the process, let GFA's mortgage experts walk you through the entire process. 

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Fixed Rate Mortgage

  • Your monthly principal and interest payments will remain the same for the life of the loan. Easily fit your budget with predictable monthly payments.
  • With down payments as low as 5% and terms up to 30 years, finding a monthly payment that fits your budget couldn't be easier.
  • Get pre-qualified before you shop. Make an offer knowing you've been pre-qualified for a mortgage. Offering same day pre-qualifications, most within 2 hours!
  • You may qualify for up to $20,000 in down payment assistance with the Housing our Workforce Program (HOW).

Apply Now

Mortgage Refinancing

  • Lower your current interest rate, lower your monthly payment, shorten your term, or do all three!
  • Choose your term with adjustable or fixed rates to best fit within your budget.
  • Reduce the total amount you pay for your home.
  • Use your savings to pay off your mortgage faster.
  • Build equity faster with a shorter loan term.

Apply Now

First Time Homebuyer Mortgage

  • 15, 20, and 30 year terms available to help you fulfill your dream of owning a home and making it fit within your budget.
  • Get pre-qualified before you shop. Make an offer knowing you've been pre-qualified for a mortgage. Offering same day pre-qualifications, most within 2 hours!
  • You may be eligible for the Equity Builder Program and qualify up to $15,000 in assistance.
  • First time homebuyers may be eligible for a $350 closing cost credit from GFA.

Download the First Time Homebuyer Application Checklist to help you gather and organize the important documents you will need during the application process.

Apply Now

Insurance Services

Insurance Services

GFA Insurance Services has a full line of insurance products. Protect your biggest investment.  Learn More

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Mortgage Loan Calculator

Mortgage Loan Calculator

Find out how much home you can afford, how much your mortgage payments will be and more with our Online Calculators.  Learn More

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Contact our Mortgage Team

Contact our Mortgage Team

GFA has a team of experienced mortgage professionals ready to help with all your home financing needs.  Learn More

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© 2022 GFA FCU
229 Parker St, Gardner, Massachusetts 01440 US
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