¹Annual Percentage Yield (APY) of 5.00% is paid on balances between $0.01 - $500.00, 3.00% APY paid on all amounts between $500.01 and $10,000, and 0.01% APY is paid on all amounts thereafter. Minimum deposit of $25 required to open the Interest Checking Account. Current rate is effective 8/15/24. Interest rate and APY may change at any time after the account is opened. Balances calculated using the Daily Balance method and interest is based on your daily average balance, compounded daily and paid monthly. $25 minimum balance in the account is needed each day to obtain APY. Fees may reduce earnings. $9.00 monthly fee. To wave the monthly fee and to receive the ²Preauthorized ACH credits received by GFA Credit Union may be credited to your account as soon as two business days prior to the scheduled posting date. On occasion, we may not receive information ahead of time from the ACH originator and may not be able to post your deposit early. In this case, your deposit will post on the scheduled posting day. GFA Credit Union is not responsible for NSF fees or penalties resulting from transactions in advance of an anticipated early ACH credit posting. ³$10.00 monthly ATM reimbursement the following requirements must be met each statement cycle: 15 Debit Purchases and at least (1) direct deposit over $500, PLUS one of the following requirements: $2,500 monthly average balance and/or $40,000 or more in GFA loans. $5.00 monthly paper statement fee (can be waived by signing up for eStatements). ⁴GFA Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their GFA Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms here for details. Offer ends 6/10/2026. Offer subject to change and partner participation. For other account qualifications, please refer to our terms and conditions.