Driving a car you no longer adore? Break up and get a more fulfilling relationship.

With an auto loan from GFA you can have your dream car and your dream payment...and no payments for 60 days1

Break Up Today

as low as
2.37%APR*

Apply Now

Contact a Better Banking Representative at 978-632-2542 to learn more.  Offer expires 3/1/18.

Why GFA?

GFA serves those who work and live in North Central Massachusetts and Southern New Hampshire.  We are owned by you, the member, which means the savings are passed down to you with higher interest rates and lower loan rates.

Your Money is Safe at GFA...

Balances are fully insured - shares and deposits in excess of NCUA limits are fully insured by MSIC.  That means you have peace of mind for your savings.

Find a new love at a low rate.

Find a new love at a low rate.

With a low rate and no payments for 60 days1 you don't have to settle for a clunker.

Supporting Community

It is our mission to improve the lives of our members and that starts with supporting our community.  GFA supports local non-profit organizations and we also support our small local businesses.

*2.37% Annual Percentage Rate (APR) is a limited time offer, and is effective as of 1/2/18. Lowest 36-month new auto loan APR available. Three years or 36-month term $288.06 monthly payment per $10,000 borrowed. 100% financing available. Other rates and terms available. Minimum new auto loan amount $4,000, used $2,500. Rates may vary based on age of vehicle, underwriting, and credit review. $20 application fee and documentation fee may apply at closing. Borrowers must become a member of GFA Federal Credit Union. Rates are subject to change without notice.
**84 month term for 2015 and newer only, must be at 90% LTV of MSRP.
1 No payments for 60 days; available on new and used auto loans opened on 2/1/18 through 3/1/18. You must apply directly to the Credit Union to be eligible. Available for qualified borrowers only, subject to credit approval. Purchase and refinance loans are eligible but offer is not available for existing GFA Federal Credit Union loans. Deferment will occur in the first 2 months on new and used auto loans approved between February 1, 2018 and March 1, 2018. Interest will accrue during the deferment period. The first payment must be received upon completion of the 2 month “no payment” period. The initial payment(s) made on the loan will be applied first to accrued but unpaid finance charges before being applied to principal. This may result in an additional payment at loan maturity. Automatic payment from a GFA Federal Credit Union checking account is required.

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