GFA Federal Credit Union

New and Used Auto Loans

 

Financing your new or used car with GFA is the easy part, selecting the perfect vehicle is the hard part.

Get one stop shopping at GFA, we have competitive rates on auto loans as well as an auto buying service, insurance options and payment protection. 

Apply for an Auto Loan

Auto Loan features

*2.37% Annual Percentage Rate (APR) is a limited time offer, and is effective as of 1/02/18. Available for new GFA auto loans or refinancing from another institution only. Lowest 36-month new auto loan APR available. Three years or 36-month term $288.06 monthly payment per $10,000 borrowed. 100% financing available.Other rates and terms available. Subject to credit approval. Minimum new auto loan amount $4,000, used $2,500. Rates may vary based on age of vehicle, underwriting, and credit review. $20 application fee and documentation fee may apply at closing.  Borrowers must become a member of GFA Federal Credit Union. Rates are subject to change without notice.
**84 month term for 2015 and newer only, must be at 90% LTV of MSRP.

 

Why pay for the whole car? 'Better Than a Lease' Auto Loan puts you behind the wheel for less.

It's like a lease only better because you own the vehicle. GFA's 'Better Than a Lease' Auto Loan is designed to boost your buying power and reduce your monthly payments. 

Apply Now

'Better Than a Lease' Features

  • New or used vehicles qualify*
  • No or low down payment (taxes and registration may also be included in payment plan)
  • Lower monthly payments - up to 40% less than conventional loans
  • You own the vehicle (not the leasing company)
  • Options for end of term
    • Sell it
    • Trade it
    • Return the vehicle
    • Pay remaining balance in full
    • Refinance remaining balance and keep the vehicle

*$15,000 minimum to purchase

Better Than a Lease Loan Payment Calculator

Auto Insurance

Auto Insurance

Receive multiple quotes online to help you save time and money. Members save an average of $500 a year on their auto insurance. 

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Online Calculators

Online Calculators

Visit our Online Calculators to see how much car you can afford, how much your loan payment will be and more. 

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Repair Coverage

Repair Coverage

You depend on your car, what happens when the warranty runs out? Mechanical Repair Coverage can help you limit the cost of repairs. 

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GAP

GAP

GAP coverage is the difference between the actual cash value of your vehicle and the balance owed. Make sure you are covered. 

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