New and Used Auto Loans

Financing your new or used car with GFA is the easy part, selecting the perfect vehicle is the hard part.

Get one stop shopping at GFA, we have competitive rates on auto loans as well as a FREE auto buying service, insurance options and payment protection.

Apply for an Auto Loan

Auto Loan features

Rates as low as 3.39% APR*
Get prequalified before you buy
Terms up to 84 months**
Insurance options
Loan and payment protection
Auto shopping services

*3.39% Annual Percentage Rate (APR) is a limited time offer, and is effective as of 8/12/19. Available for new GFA auto loans or refinancing from another institution only. Lowest 48-month new auto loan APR available. Four years or 48-month term $223.09 monthly payment per $10,000 borrowed. 100% financing available.Other rates and terms available. Subject to credit approval. Minimum new auto loan amount $4,000, used $2,500. Rates may vary based on age of vehicle, underwriting, and credit review. $20 application fee and documentation fee may apply at closing. Borrowers must become a member of GFA Federal Credit Union. Rates are subject to change without notice.
**84 month term for 2016 and newer only, must be at 90% LTV of MSRP.

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Why pay for the whole car? 'Better Than a Lease' Auto Loan puts you behind the wheel for less.

It's like a lease only better because you own the vehicle. GFA's 'Better Than a Lease' Auto Loan is designed to boost your buying power and reduce your monthly payments.

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'Better Than a Lease' Features

New or used vehicles qualify*
No or low down payment (taxes and registration may also be included in payment plan)
Lower monthly payments - up to 40% less than conventional loans
You own the vehicle (not the leasing company)
Options for end of term
- Sell it
- Trade it
- Return the vehicle
- Pay remaining balance in full
- Refinance remaining balance and keep the vehicle