GFA Federal Credit Union

New and Used Auto Loans

 

Financing your new or used vehicle with GFA is easy, selecting the perfect vehicle is the hard part.

Get one stop shopping at GFA, we have competitive rates on auto loans as well as a FREE auto buying service, insurance options, payment protection and more. 

Apply for an Auto Loan

Auto Loan features

*APR= Annual Percentage Rate is the advertised rate at the time of information pulled and can vary based on credit worthiness and terms at time of actual loan application. All applications are subject to credit approval, and must meet credit union lending guidelines. Rates quoted are the lowest rate for highly qualified applicants for a new vehicle (2017 -2021) with terms up to 36 months (1.99% APR). Other rates apply for other terms, collateral age, and credit qualifications. Your rate will be determined at the time of your application. Interest accrues from the date of loan disbursal. Payment Example: A loan of $10,000 at 1.99% APR for 36 months is a monthly payment of $287.19. Payment example includes a $20 application fee; documentation fee may apply at closing. Up to 120% financing available. Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates advertised reflects a 0.25% discount for automatic payments. An additional 0.25% discount on rate is available based on credit qualifications through the Auto Advisor Program, please ask for more details. Rates are subject to change without notice.

**84 month term for 2017 and newer only, maximum 90% LTV of MSRP, other rates apply.

Auto Insurance

Auto Insurance

Receive multiple quotes online to help you save time and money. Members save an average of $500 a year on their auto insurance. 

Start Saving

Online Calculators

Online Calculators

Visit our Online Calculators to see how much car you can afford, how much your loan payment will be and more. 

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Checking Accounts

Checking Accounts

GFA has a variety of personal checking account options to keep you moving, making banking easy and convenient.   Learn More

Open an Account

GAP

GAP

GAP coverage is the difference between the actual cash value of your vehicle and the balance owed. Make sure you are covered. 

Learn More

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229 Parker St, Gardner, Massachusetts 01440 US
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