GFA Federal Credit Union

Preferred Choice Checking Account


At GFA you have a choice in checking accounts.

Whether you are looking for an account that earns interest, want free eStatements, or the convenience of banking on the go with the GFA mobile app. Preferred Choice Checking has a little bit of something for everyone, with the added bonus of access to the BOLT by GFA perks and benefits program.  

Open an Account

Discover the money-saving benefits of BOLT!

In addition to the same great GFA checking features you're used to, you'll have access to these great perks and money saving benefits powered by BaZing.
Get started setting up your perks account now.

Preferred Choice Checking Features

  • Access to ALL BOLT by GFA perks and benefits
  • No minimum monthly balance requirements
  • Earns monthly interest
  • Recieve a $350 closing cost credit & no auto loan application fees
  • FREE eStatements
  • FREE Mobile and Online Banking
  • Overdraft Privilege available for those who qualify
  • Balances are fully insured - Shares and Deposits in excess of NCUA limits are fully insured by MSIC


Check Rates

Download the free BOLT by GFA Mobile app to start saving everywhere you go!
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$50.00 minimum to open a Preferred Choice Checking account. $9.00 monthly fee. Can be waived by maintaining $10,000.00 in combined deposit balances or having $100,000.00 in outstanding personal loans with GFA. $3.00 monthly fee (can be waived by signing up for eStatements). Interest credited and compounded monthly4. For other account qualifications, please refer to our terms and conditions.

Powered by BaZing logo

1Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
3You’ll receive a one-time activation reward of 10¢ per gallon when you activate BaZing Fuel. You'll earn a monthly reward of 10¢ per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of 10¢ per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.

4Statement period ends the first Thursday of every month with the qualifying period ending the business day prior, meaning that the qualifying number of days will vary from month to month.

Contact our Mortgage Team

Contact our Mortgage Team

GFA has a team of experienced mortgage professionals ready to help with all your home financing needs. 

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Auto Insurance

Auto Insurance

Receive multiple quotes online to help you save time and money. Members save an average of $500 a year on their auto insurance. 

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Banking at your fingertips

Banking at your fingertips

Your busy, we get it. That's why you can take GFA with you no matter where you go with Mobile Banking. Check your balance, pay bills, make a deposit, it's that easy. 

Learn More


© 2021 GFA FCU
229 Parker St, Gardner, Massachusetts 01440 US